Managing student debt can seem frustrating, time-consuming and complex. Texas AFT is here to help ease your student debt. Our union has organized four student debt relief clinics which are offered free of charge to all members. These clinics are virtual on Zoom and have a duration of 90 minutes.

Our next clinics this summer are:

  • July 27 | 6:00 p.m. – 8:00 p.m.
  • August 10 | 6:00 p.m. – 8:00 p.m.
  • August 31 | 6:00 p.m. – 8:00 p.m.
  • September 14 | 6:00 p.m. – 8:00 p.m.

Our student debt relief clinics are programs that:

  • Assessing the experience of borrowers amid a national student debt crisis;
  • Enable borrowers to manage their student debt by giving them information about free federal programs that can lower their monthly payments and cause their loans to be forgiven;
  • Introducing borrowers to a free AFT member benefit – an online resource called Summer – that will make it easier to manage their student loans; and
  • Engage borrowers in union activism to address the student debt crisis and other important issues in their workplace and community.

Student Debt Clinics provide our members with important information about two free federal debt relief programs: (1) Income-Based Repayment Plans, which help determine your monthly payment based on your gross income adjusted and your family size and can save you money and (2) Public Service Loan Forgiveness, designed for eligible federal borrowers to get back the money they saved through a income-based reimbursement after making payments for 10 years while working in the public service. You can register for one of four upcoming clinics here.